| Insurance related articles |
| Month |
Title |
| 5/2008 |
A Homeowner Can Save 20% – 70% on their Annual Homeowners Insurance
|
For a resident currently paying an annual premium of $7,500, the savings can range from $1,500 - $5,250 each and every year.
There are two steps you need to take that are simple and relatively effortless.
1. Mitigation Inspection
- Why do I have to have an inspection?
- What does an inspection cost and what is the guarantee?
- What is the potential savings?
- Who should I contact to obtain an inspection?
- What are the facts on the free inspection program from the state program?
2. Rate Comparison
- What is the potential savings?
- How do the different insurance companies prices compare?
- How is an independent insurance agent different than an insurance company?
|
|
| 4/2008 |
A Homeowner Can Save 20% – 70% on their Annual Homeowners Insurance
|
For a resident currently paying an annual premium of $7,500, the savings can range from $1,500 - $5,250 each and every year.
There are two steps you need to take that are simple and relatively effortless.
1. Mitigation Inspection
- Why do I have to have an inspection?
- What does an inspection cost and what is the guarantee?
- What is the potential savings?
- Who should I contact to obtain an inspection?
- What are the facts on the free inspection program from the state program?
2. Rate Comparison
- What is the potential savings?
- How do the different insurance companies prices compare?
- How is an independent insurance agent different than an insurance company?
|
|
| 4/2008 |
Homeowners Insurance - Rate Comparison
|
 Shopandcompare.com
Florida Office of Insurance Regulation
Governor Charlie Crist and the Florida Office of Insurance Regulation has created a website that compares homeowners insurance rates.
The comparison is based on a Palm Beach county, 5-year old, Florida concrete block home, with a current replacement value of $150,000, a $500 non-hurricane deductable and a 2% hurricane deductible, and NO WIND mitigation discounts.
Their note: “This is being provided for comparison purposes only to demonstrate the importance of shipping for insurance quotes.”
They compare 26 companies with a wide range of prices. Find out how companies like State Farm, Universal Property, Citizens Property, Allstate, Edison Insurance, Coral Insurance, and Security First Insurance ranked.
 |
|
| 4/2008 |
Florida Wind Insurance Savings Calculator!
|
This online tool provides homeowners and builders with a general indication of the types of wind insurance savings available from Florida insurance companies for building features that reduce damage during high wind events like hurricanes. This online tool will let you know if a construction feature is worth a 2% or 20% discount.
Click here to visit website and use calculator |
|
| 4/2008 |
Independent Insurance Agent vs. Captive Agent
|
Captive agents (those who work for the insurance company) provide you guidance and products related to a single companies product.
Independent insurance agents represent multiple companies and can compare pricing and services that best meet your requirements.
You will notice from the price comparison that the lower priced rates were from companies that are typically represented by independent agents.
Please call one of the independent agents listed here for a free quote. |
|
| 5/2008 |
Homeowners Insurance - Rate Comparison
|
Shopandcompare.com
Florida Office of Insurance Regulation
Governor Charlie Crist and the Florida Office of Insurance Regulation has created a website that compares homeowners insurance rates.
The comparison is based on a Palm Beach county, 5-year old, Florida concrete block home, with a current replacement value of $150,000, a $500 non-hurricane deductable and a 2% hurricane deductible, and NO WIND mitigation discounts.
Their note: “This is being provided for comparison purposes only to demonstrate the importance of shipping for insurance quotes.”
They compare 26 companies with a wide range of prices. Find out how companies like State Farm, Universal Property, Citizens Property, Allstate, Edison Insurance, Coral Insurance, and Security First Insurance ranked.
|
|
| 5/2008 |
Florida Wind Insurance Savings Calculator!
|
This online tool provides homeowners and builders with a general indication of the types of wind insurance savings available from Florida insurance companies for building features that reduce damage during high wind events like hurricanes. This online tool will let you know if a construction feature is worth a 2% or 20% discount.
Click here to visit website and use calculator |
|
| 5/2008 |
Independent Insurance Agent vs. Captive Agent
|
Captive agents (those who work for the insurance company) provide you guidance and products related to a single companies product.
Independent insurance agents represent multiple companies and can compare pricing and services that best meet your requirements.
You will notice from the price comparison that the lower priced rates were from companies that are typically represented by independent agents.
Please call one of the independent agents listed here for a free quote. |
|
